Terms and Conditions
SimpleDebtRelief (“we,” “our,” or “the Company”) owns and operates the website located at https://debt.fastmoneysavings.com/ (the “Site”). We provide and maintain this Site for informational purposes, subject to your acceptance, without modification, of the terms, conditions, and notices contained herein (“Terms of Use”). By accessing and using this Site, you agree to these Terms of Use in full.
Please Read This Agreement Carefully Before Accessing the Site
BY ACCESSING OR USING THIS SITE, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTAND, AND AGREE TO BE BOUND BY THESE TERMS OF USE AND OUR PRIVACY POLICY. THESE TERMS INCLUDE A MANDATORY ARBITRATION CLAUSE AND A CLASS ACTION WAIVER.
IF YOU DO NOT AGREE TO THESE TERMS, YOU MUST IMMEDIATELY DISCONTINUE USE OF THE SITE.
We reserve the right to update or revise these Terms of Use at any time without notice. Your continued use of the Site following any changes will indicate your acceptance of those changes. We encourage you to periodically review this page for the latest version.
Products and Services
SimpleDebtRelief is not a lender, creditor, or financial institution. The products and services featured on this Site are offered by third-party companies and affiliates. All financial products and services accessed through our Site are the sole responsibility of the respective third-party providers.
We may receive compensation from third parties based on your interactions with their products or services. We do not guarantee approval, rates, terms, or offers. Final terms are determined solely by the lending or service providers.
Information Acceptance Policy
The submission of your information through the Site does not constitute an offer or guarantee of services. We do not guarantee that your request will be approved or that you will receive any product or service. Decisions regarding eligibility are solely made by our partners or third-party providers.
Eligibility and Restrictions
You must be at least 18 years of age to access and use the Site. You agree not to use the Site for any unlawful purpose or any purpose prohibited by these Terms.
Compliance with Laws
You agree to comply with all applicable federal, state, and local laws when using this Site and any affiliated services. We reserve the right to investigate any suspected violation of these Terms or applicable law and to take any lawful action we deem appropriate.
Intellectual Property
All content, including but not limited to text, images, graphics, logos, and software on this Site, is the property of SimpleDebtRelief, its partners, or its licensors. You may view and download material for personal, non-commercial use only. Any other use is strictly prohibited without prior written consent.
Disclaimer of Warranties
The Site and all content, services, and products provided through it are offered “AS IS” and “AS AVAILABLE.” We make no warranties, expressed or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that access to the Site will be uninterrupted or error-free, or that any information provided is accurate or reliable.
Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY LAW, SIMPLEDEBTRELIEF SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR DATA ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SITE OR ANY SERVICES OBTAINED THROUGH IT. OUR TOTAL LIABILITY SHALL NOT EXCEED ONE HUNDRED DOLLARS ($100) OR THE AMOUNT YOU HAVE PAID US, IF ANY, IN THE PAST TWELVE MONTHS.
Third-Party Content and Links
This Site may contain links to third-party websites. We are not responsible for the content, terms of use, or privacy policies of such sites. Your use of those sites is entirely at your own risk.
Privacy
Your use of this Site is subject to our [Privacy Policy], which governs how we collect and use your personal data. By using this Site, you consent to the practices described in the Privacy Policy. The Privacy Policy may be updated from time to time, and continued use of the Site constitutes your acceptance of any changes.
Security
We use commercially reasonable efforts to protect your personal information. However, we cannot guarantee that data transmission over the internet will be secure. You agree that we are not responsible for any unauthorized interception or access.
No Agency Relationship
SimpleDebtRelief acts solely as an independent publisher and is not an agent of any third-party lender or service provider. Any agreements or transactions you enter into with third parties are solely between you and the respective provider.
Indemnification
You agree to indemnify and hold harmless SimpleDebtRelief, its affiliates, officers, agents, and employees from any claims, damages, or expenses (including attorney’s fees) arising from your use of the Site or your violation of these Terms.
Governing Law
These Terms are governed by and construed in accordance with the laws of the State of Delaware, without regard to conflict of laws principles. You agree that any disputes will be resolved in accordance with the Dispute Resolution section below.
Dispute Resolution & Arbitration
All disputes arising out of or related to these Terms or your use of the Site shall be resolved through binding arbitration with the American Arbitration Association (AAA) in your county of residence. You waive your right to participate in any class action or class-wide arbitration.
Opt-Out: You may opt out of arbitration by providing written notice within 30 days of first using the Site.
Violation of Terms
We may suspend or terminate your access to the Site at our discretion if you violate these Terms or applicable law. We also reserve the right to remove any content you submit to the Site.
Modifications
We reserve the right to modify these Terms at any time. Changes will be posted to this page, and your continued use of the Site constitutes acceptance of those changes.
Miscellaneous
Headings are provided for convenience only. If any part of these Terms is found unenforceable, the remaining provisions will continue in full force. These Terms, along with our Privacy Policy, represent the complete agreement between you and us regarding the use of the Site.