Disclaimer

Last Updated: 04-13-2025

SimpleDebtRelief (accessible at https://debt.fastmoneysavings.com) is not a lender, loan broker, or financial institution. We do not make credit decisions, originate loans, or issue credit. Instead, we operate as an advertising and referral service, connecting users with third-party lenders, affiliates, and marketing partners. Submission of your information on this website does not constitute a loan application, nor does it guarantee approval or that you will be matched with a lender or financial service provider.

Any offers presented after submitting your information are entirely at the discretion of the third-party lenders or partners who receive your data. We do not endorse any particular lender or service provider, nor do we guarantee that you will receive a specific rate, loan amount, or repayment term. Please review all terms and conditions carefully before accepting any offer.

Third-Party Relationships

When you submit your information, you agree that it may be shared with third parties, including lenders, lead buyers, or networks, for the purpose of providing potential offers. These parties may contact you directly via phone, email, or SMS. All loan-related decisions, terms, and agreements are solely between you and the selected lender or partner. We are not responsible for any interactions, terms, or disputes arising from those relationships.

Loan Terms and Lending Criteria

Each lender in our network has its own underwriting criteria and terms. Not all users will qualify for a loan. Lenders may perform credit checks through agencies such as TransUnion, Equifax, or Experian, or alternative credit data providers. This may impact your credit score. Some lenders offer short-term, high-interest products that are not suitable for long-term financial planning. Please consult a financial advisor or credit counselor if you are in financial distress.

No Obligation

You are under no obligation to accept any offer provided through our service. You may cancel the process at any time prior to signing a loan agreement. SimpleDebtRelief does not charge users any fees to use the service. Any fees or costs associated with a loan will be disclosed by the lender.

Tribal Lender Notice

Some lenders in our network may be tribal entities and operate under sovereign immunity. This means that they may not be subject to state laws regarding lending practices. These lenders may require you to resolve disputes in a tribal jurisdiction and may offer higher interest rates or less consumer protection. We encourage users to carefully consider the legal implications before proceeding with a tribal lender.

Testimonial Disclaimer

Testimonials or user reviews found on this site are not actual customer experiences. They are for illustrative purposes only and are meant to represent general user satisfaction. Your individual experience may vary.

Advertising & Compensation Disclosure

SimpleDebtRelief is a for-profit referral and marketing platform. We receive compensation from lenders, affiliate networks, or third-party advertisers when you submit your information or are connected with an offer. This compensation may influence the order or appearance of offers. Not all available offers or lenders are listed on this site.

Short-Term Use Warning

Loans offered through this site should be considered short-term financial solutions. They are not intended for long-term use or debt restructuring. Users who have ongoing financial challenges should consider consulting certified financial counselors or exploring alternative options before applying for a loan.

Credit Checks and Reporting

Some lenders may perform traditional or alternative credit checks before issuing a loan. Missed or late payments may be reported to credit bureaus and negatively affect your credit profile. It is your responsibility to ensure timely repayment as outlined in your agreement with the lender.

Changes to This Disclaimer

We reserve the right to update or modify this Disclaimer at any time without notice. Your continued use of the Site after changes are made constitutes acceptance of those changes. We recommend reviewing this page regularly to stay informed of any updates.

For questions about this disclaimer or our services, please refer to our Privacy Policy and Terms and Conditions.